The cost of health care in the United States is very high; a short stay in the hospital will cost thousands of dollars. International students, scholars, or dependents who are in the U.S. on temporary, non-immigrant visas such as F or J, are not eligible for U.S. government programs like Medical Assistance or Medicaid. You must protect yourself from the high cost of health care by purchasing health insurance coverage. All international students must have health insurance coverage in effect on the first day of classes. The University cannot purchase health insurance for you and apply the cost to your student account.
WMU exchange visitors and international students on J-1 visas are required by U.S. Department of State regulations to have health insurance that meets minimum J-1 requirements while they are in the United States.
All international students must send documentation of their health insurance coverage to International Admissions and Services. This includes a copy of the front and back of the insurance card and confirmation letter from the insurance company stating coverage dates of the policy. You must keep a copy of your health insurance card with you at all times and present it when you seek medical treatment. Failure to comply with the insurance requirement will cause a HOLD on your student account.
Health Insurance must meet these requirements:
- Evacuation coverage of $50,000 should you need to be medically transported to your home country
- Repatriation of at least $25,000 should you need to be returned to your home country.
- Medical coverage of at least $100,000 per accident or illness
- Deductible not greater than $500 per accident illness
- Insurance policy must be written in English, in U.S. currency, and have a U.S. billing address and phone number
- Inpatient and outpatient medical coverage for hospitalization, emergency room, urgent care, maternity, physical therapy mental health services.
- Prescription (medication) coverage
- Pre-existing condition clause not greater than 6 months.
Students and scholars may explore insurance options available through these providers:
- PSI health insurance plans
- First Agency/ISP/Trailblazer health insurance plans
- Compass Benefits health insurance plans
For insurance assistance contact Jan VandeVusse at (269) 387-5887 or email: email@example.com.
Located on the main campus, WMU's Sindecuse Health Center offers convenient, cost-saving services with an experienced, multidisciplinary staff dedicated to maintaining and improving patient health. Many insurance plans are accepted. Services include:
- Evaluation and treatment for a variety of illnesses and injuries
- Preventive health check-ups
- Periodic health monitoring, as well as
- Health education opportunities that enhance individual and community health
For information and appointments call (269) 387-3287.
Short-term individual, couples and group counseling is available for a diverse student population. Counselors help students identify challenges and make changes to manage the emotional and social difficulties that might complicate college life including:
- Relationship or family conflicts
- Stress and anxiety
- Grief or loss
- Social and peer pressure
- Sexual identity questions
- Trauma and post-traumatic stress
- Adjusting to college life
- Feeling down or depressed
- Body image or eating disorders
Patient's rights to privacy will be respected; patients are asked to sign a consent form before any information is released to a third party.
There's no need to call ahead to make an appointment. Registered students who would like to receive counseling services may drop in at the Sindecuse Health Center on Monday, Tuesday, Wednesday, or Friday from 8 a.m. to 4 p.m. or Thursday from 10 a.m. to 4 p.m. Check in at the welcome desk on the main level to register, then go to Counseling Services on the second floor for a short intake meeting with a counselor.
The University Student Recreation Center promotes healthy life-style choices, team building, leadership skills, and opportunities for positive social interaction. Outstanding fitness options include:
- Open recreation
- Intramural sports
- Fitness programs