Long-Term Disability Insurance

Western Michigan University provides faculty and staff with the option to enroll in long-term disability insurance.

Coverage

Long-term disability insurance coverage overview is in the Insurance Plans, Employee Handbook Section 12. For additional information, please see Long-Term Disability Certificates of Insurance below.

Enrollment

During the first 30 days after their effective date of employment, employees can enroll in long-term disability insurance without providing proof of health. The long-term disability enrollment and change form is available at Forms: Benefit Enrollment and Changes. Return completed forms to Human Resources.

Beyond 30 days, employees will be required to submit an application and Evidence of Insurability form to The Standard, the University's group long-term disability carrier. Please contact Human Resources to obtain the evidence of insurability form.

You should also contact Human Resources if you wish to terminate your long-term disability coverage.

Claims

To report a long-term disability claim, please contact your Human Resources Representative. For additional details about reporting a long-term disability claim please visit Long-Term Disability Claims.

Certificates of Insurance

You may access certificates of insurance for group long-term disability at Long-Term Disability Insurance: Certificates of Insurance.

QUESTIONS

Please contact Human Resources.