Insurance

Sindecuse Health Center promotes choice and individualization of insurance purchases for Western Michigan University students. If you have questions about purchasing or using insurance, please call the health center (269) 387-4219.

Special enrollment event Jan. 11
WMU students and community members are invited to meet with Enroll Kalamazoo representatives from 3 to 6 p.m on Wednesday, Jan. 11 at the health center. Assistance will be offered to people who need new health insurance coverage or to those who have questions. No appointment is needed.  To assist with sign-up, attendees should bring: social security number, estimated 2017 income, and current health insurance policy numbers (if any). For more information about enrolling, contact Valerie Koldyke at (269) 341-6263.

WMU requirements

WMU has requirements for student health insurance coverage.

Purchasing insurance

A new health insurance exchange has been set up just for WMU students. Here you can compare health insurance plans and purchase coverage if you qualify for a current or upcoming enrollment period. Visit this private insurance exchange to gain access to a wide range of health care plans from several nationally-known health insurance companies.

Go to the insurance exchange for WMU students

  • Representatives are available by phone during extended hours to answer your questions about health insurance during the sign-up process.
  • Not all plans offered on the exchange participate with the health center. Review our participation list to see if the insurance selected is accepted at the health center. Ask before purchasing.
  • Participants gain access to round-the-clock telephone assistance. When you purchase health insurance through this exchange you’ll have automatic access to Health Advocate™, a 24/7 service you can call for assistance with anything from interpreting test results, to getting help figuring out your doctor’s bill, and insurance charges. Health Advocate professionals will take your call, find an answer to your question, and call you back.

In addition to this exchange, students may also choose to investigate coverage options on the Healthcare.gov insurance exchange or Healthy Michigan Plan websites.

Using insurance at Sindecuse Health Center

Patients may choose to use health insurance to pay for services at the health center or pay out-of-pocket at time of service. Out-of-pocket charges (including copays) may be paid for in cash, MasterCard, Visa or Discover card. WMU students may charge fees $1 or greater to their student account.