Even after receiving financial aid, some students need additional money. You may consider a parent loan, or PLUS, or a private, alternative loan.
Regardless, always be sure to file your FAFSA every year. Financial aid is the best way to pay for college.
Sometimes circumstances change. You may need to file an appeal, adjust your family contribution or request a dependency override. We can help you figure things out.
Through the appeals process, a financial aid counselor can assist you and your parents (or spouse) if you have special circumstances that may affect your financial aid eligibility or the ability to apply for financial aid. They can review your circumstances and determine if an adjustment to your cost of attendance or the information used on your FAFSA will impact your financial aid eligibility.
For all appeal processes, you will need to submit an appeal form, attach a detailed letter of explanation and all requested supporting documentation, and return the information to the financial aid office as soon as possible. We recommend that you keep copies for your own records. Your completed appeal must be received in our office at least 30 days prior to your last date of enrollment for the current academic year. You will need to allow 4-6 weeks for processing.
The expected family contribution (EFC) is the amount of money your family is expected to be able to contribute to the your education, as determined by the federal methodology need analysis formula approved by Congress. It is generated through the information you provided on the FAFSA . Your EFC includes the parent contribution and the student contribution, and depends on the your dependency status, family size, number of family members in school, taxable and nontaxable income, and assets.
If there are unusual financial circumstances that may affect your ability to pay for your education, you may request an appeal for an adjustment to your family contribution. Please contact the student financial aid at 269 387-6000 and request an AFC appeal. Special circumstances include:
The cost of attendance (COA), also known as the budget, is an estimation of what it might cost you to go to school for a specific period of enrollment. The COA is calculated using an estimated cost of tuition, fees, room, board, books, supplies, personal expenses, travel, and loan fees. It is based on your: residency status for tuition purposes ; class level; housing preference; and enrollment status. The estimations are based on averages for each category and are not reflective of actual or projected costs. Actual tuition, fees, and University housing costs are published each year (generally after July 1) and are subject to approval by the WMU Board of Trustees.
Additional credit hours, fees, dependent care, study abroad or other educational expenses may be added to your COA. Please contact the student financial aid to discuss possible adjustments.
You are considered a dependent student unless you are:
Dependent students are required to provide their parent's financial information when applying for federal aid on the FAFSA.
If there is an unintentional, involuntary and uncontrollable break in the relationship between you and your parents, you may file a dependency override appeal and request to be considered independent. Special circumstances may apply if your parents refuse to file the FAFSA.
You do not qualify for independent status if:
If your parent (as defined by the FAFSA) refuses to complete the FAFSA and is no longer providing any parental support, you may be considered for a special circumstance. Students who qualify for special circumstance are only eligible to be considered for the federal direct unsubsidized loan. Please contact Student Financial Aid at (269) 387-6000, or by email at firstname.lastname@example.org.
Updated: 08/29/2012 10:41 AM
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