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Western Michigan University students may wish to participate in the U.S. Department of Education's TEACH (Teacher Education Assistance for College and Higher Education) grant program.
We strongly encourage you to consider that this grant has a high potential of turning into a LOAN. It is estimated that 80 percent of students who participate in the TEACH grant program will be unable to use the funds as grants. These students will see their funds converted to a federal direct unsubsidized loan with accumulated interest. If you are not already committed to teaching full time in a high-need subject in a school serving low-income students you should not consider this as a possible source of aid. A student who receives a TEACH grant and fails to fulfill the terms of the Agreement to Serve (ATS) will incur substantial indebtedness.
The TEACH grant program will provide up to $4,000 per academic year ($16,000 total for undergraduate programs; $8,000 total for graduate studies) in grants to students enrolled full-time who are enrolled in TEACH-eligible programs with the intent to teach full-time in high-need subject areas at schools that serve students from low-income families. Students enrolled less than full-time will receive a prorated amount per term.
NOTE: Total financial aid may not exceed the cost of attendance so receiving a TEACH grant may reduce your eligibility for other types of financial aid.
In exchange for receiving a TEACH grant, you must agree to serve as a full-time teacher in a high-need field in a public or private elementary or secondary school that serves low-income students. As a recipient of a TEACH grant, you must teach for at least four academic years within eight calendar years of completing the program of study for which you received a TEACH grant.
IMPORTANT: If you fail to complete this service obligation, all funds you received from the TEACH grants will be converted to a federal direct unsubsidized loan. You must then repay this loan to the U.S. Department of Education. You will be charged interest from the date your grants were disbursed.
High-need fields can be found online at the Teacher Shortage Area Nationwide Listing. The high-need field must be designated as such for the State in which you are teaching at the time you begin teaching. This means the TEACH-eligible program you choose now might no longer be eligible by the time you begin your teaching obligation. Current high-need fields are:
See the U.S. Department of Education’s Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits online for current information. Low-income designation is made at the individual school level, not the school district level.
If it sounds like the TEACH grant is for you, there are several steps you must complete in order to apply and receive your grant funds. See complete information here.
Updated: 01/15/2014 8:41 AM
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