If you completed the FAFSA and received your student aid report, you will then receive your WMU award letter. If you're a new student, this letter will be mailed to your home. If you're a returning student, you will be notified through GoWMU.
Determination of awards
Award letters will tell you just how much aid you can expect to receive from WMU. Awards are determined on several factors, including the information you and your family supplied on the FAFSA, your residency and your planned enrollment.
Awarding for new students will begin on or before March 31 for the upcoming year. Awarding for returning students will begin on or before June 5.
Cancel or reduce awards
You can cancel or reduce federal loans that have not disbursed to your WMU account. You may also cancel or reduce your federal loans after they have disbursed. However, if they have disbursed, the adjustment form must be received within 30 days of the date of disbursement. Canceling or reducing a disbursed loan may result in a balance due on your WMU account.
The U.S. Department of Education requires that we send new, undergraduate students who are veterans a standardized financial aid shopping sheet. If you fit this requirement, you will receive an email with a link to your shopping sheet in GoWMU. This federal information supplements your official WMU financial aid award information.
The federal shopping sheet may not include all your awards or resources. It does not include any Veterans Affairs education benefits you may have, including:
- Montgomery GI Bill.
- Post-9/11 GI Bill.
- Yellow Ribbon Program.
- Federal Tuition Assistance.
For more information about these programs, you should contact the WMU Office of Military and Veterans Affairs at (269) 387-4444.
Financial aid program
This is the first column of your award information. Financial aid programs can include grants, federal student loans and work-study, as well as other state aid. These programs all have various eligibility requirements. Our awarding is based primarily on the information provided on your FAFSA. Here are some common programs:
- CWS Federal Work-study is college work-study. It is a need-based program that allows students to work and earn a paycheck.
- Federal Pell Grant is a federal grant for students with significant need. It is not repaid. Eligibility is determined in part by your expected family contribution.
- Federal Perkins loan is a federal loan with limited funding. It is repaid to WMU. This loan has a fixed interest rate and is awarded to students with significant need.
- Federal SEOG is the Federal Supplemental Educational Opportunity Grant. It is a federal grant with limited funding and is not repaid. This grant is awarded to students with significant need.
- Federal Subsidized loan is a student loan that is federally funded, need-based and carries a low, fixed interest rate.
- Federal Unsubsidized loan is not need-based. It offers a low interest rate and minimal fees. Interest accrues with disbursement.
- WMU Grant has limited funding and is provided by WMU to students with need. Eligibility is based in part on your expected family contribution.
WMU breaks the school year into four terms. Financial aid is based on your estimated full-time enrollment. Most students enroll for fall and spring semesters. You may also enroll for classes during summer I and summer II. Both of these terms require an additional financial aid application. Your award letter shows your aid by semester.
Your total award is the last column of your award information. It shows how much you have been awarded by each financial aid program.
Your total financial aid is the bottom row of the table that shows your award package details. It shows you the total financial aid you have been awarded for each semester. The very last box shows your complete award amount. This amount may change if you have additional scholarships or outside resources to report. Your total financial aid does not include a Parent PLUS loan, which is another type of financial aid you may be eligible for.
Some students will be selected for verification. If you have been selected, we will contact you through your Western email. If selected, you will be required to submit additional documentation detailing household and other information. You need to turn in all requested documents as soon as possible to avoid any delay in processing your aid. Some financial aid awards are time sensitive and could be reduced or revoked if you do not complete the verification process.
Satisfactory academic progress
To remain eligible for financial aid, you must make satisfactory academic progress at WMU. This means you must:
- Pass 67% of all attempted hours.
- Maintain a minimum cumulative grade point average as stated in the University Catalog.
- Not exceed a maximum of 183 attempted undergraduate hours, including transfer credit hours.