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Log on & apply!
Apply for 2012-13 financial aid by filing your FAFSA online 
beginning Jan. 1! You qualify for help.
Call the help line at Bronco Express if you have questions. (269) 387-6000. You can visit Bronco Express in the Bernhard Center without an appointment.
Loan limits
Loan limits effective July 1, 2008
Below are the loan limits for federal subsidized (FDS) and unsubsidized (FDU) loans.
Maximum federal loan limits
Undergraduate dependent(answered “no” to questions in Step 3 on FAFSA) |
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Annual: |
FDS |
Total FDS/FDU |
| freshman (0-25 credits) | $ 3,500 | $5,500 |
| sophomore (26-55 credits) | $ 4,500 | $6,500 |
| junior (56-87 credits) | $ 5,500 | $7,500 |
| senior (88+ credit hours) | $ 5,500 | $7,500 |
| second bachelor's degree | $ 5,500 | $7,500 |
Aggregate (or lifetime): |
$23,000 |
$31,000
|
Undergraduate independent*(answered “yes” to any question in Step 3 on FAFSA) |
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Annual: |
FDS |
Total FDS/FDU |
| freshman (0-25 credits) | $ 3,500 | $ 9,500 |
| sophomore (26-55 credits) | $ 4,500 | $10,500 |
| junior (56-87 credits) | $ 5,500 | $12,500 |
| senior (88+ credit hours) | $ 5,500 | $12,500 |
| second bachelor's degree | $ 5,500 | $12,500 |
Aggregate: |
$23,000 |
$57,500
|
Graduate students**(master's, doctoral or specialist degree-granting program) |
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FDS |
Total FDS/FDU |
|
Annual: |
$ 8,500 |
$20,500 |
Aggregate: |
$65,500 |
$138,500
|
Professional certification(state permanent teacher certification) |
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FDS |
Total FDS/FDU |
|
Annual: |
$ 5,500 |
$12,500 |
Aggregate: |
$23,000 |
$57,500 |
*Assuming 'independent' based on factors other than being a graduate student.** Beginning July 1, 2012, graduate students are no longer eligible for subsidized loans. |
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09/24/2012 10:26 AM
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